Skip to main content
(404) 467-1155
Atlanta (229) 985-5300
South Georgia
(404) 467-1155 Contact
Whose Insurance Pays If I’m Injured by or in an Uber Driver’s Vehicle? ,

Whose Insurance Pays If I’m Injured by or in an Uber Driver’s Vehicle?

With rideshare services like Uber and Lyft becoming popular alternatives to traditional taxis, this is a very valid question. Unfortunately, the answer to the question is not a simple one. The liability in rideshare auto accidents is more complex than most auto accidents. We’ll try to explain why.

New Laws Related to Rideshare Businesses

Since Uber launched its innovative rideshare service in 2009, legislatures and insurance companies have been busy trying to keep up. As demand for these services has increased, so has the need for regulations addressing companies like Uber and Lyft.

In February of 2018, the Georgia legislature passed HB 789, which defined drivers for rideshare companies like Uber and Lyft as independent contractors rather than employees. As accidents involving vehicles operating through Uber, Lyft, and similar services increase, new scenarios are bound to surface. With each new scenario, new court precedents and changes to the laws are likely to develop.

Rideshare Insurance Coverage

Right now, the independent driver must carry insurance per state law, but what if the driver doesn’t have this insurance? Or, what happens if the insurance coverage isn’t enough to cover major injuries to multiple passengers? Rideshare companies like Uber also carry liability insurance that may cover losses in some cases, but not all. The important thing to know is settling an auto accident injury lawsuit that involves a rideshare vehicle can be complex. Having a Georgia auto accident attorney who keeps up-to-date on current legislation and insurance regulations for rideshare companies is critical.

Is it Risky to Ride with an Uber or Lyft Driver?

There are no strong statistics to date showing any higher accident risk riding with a rideshare driver overtaking a traditional taxi ride. If you have been consuming alcohol or have any other driving impairments, choosing a rideshare over driving your own vehicle is definitely the safer choice. In some cases, you may have more insurance coverage available if injured in a rideshare vehicle accident than driving your own vehicle.

Free Consultation with a Rideshare Accident Lawyer

If you, a friend, or a loved one experience serious injury in a rideshare related accident, please call us. Our rideshare accident attorneys have the experience you need for the complex nature of these cases. Call us today for a free consultation on your case.

Posted on behalf of Conley Griggs Partin LLP

Row of Vehicles in a Parking Lot Atlanta GA
Schedule an appointment

Testimonials

4.8 / 5.0

Based on 10 reviews

Bruce Millar The Millar Law Firm Atlanta, GA

As an Atlanta Attorney I have known Cale Conley personally for nearly 20 years. I first heard about Cale through other lawyers, who talked about his remarkable skill and great results as a trial attorney. When I finally had the chance to refer a case to Cale and work with him as a colleague, I was blown away by the level of his professionalism, knowledge and skill. Over the past few years I have referred several clients with large and complex cases to Cale and his firm and have been extremely impressed with the results he has obtained! In my opinion, Cale is one of the best Attorneys in the United States. Not just in Atlanta or Georgia, but anywhere. I am totally confident in referring any case or client to him. Not only is he a great attorney, he and his firm and partners take good care of clients and care deeply about them. If I could give Cale and his firm more than 5-Stars I would.

Noah B. Abrams

I had the pleasure of trying a very complicated products liability case with Cale Conley and Davis Popper. They and their entire office are fantastic, and I could not recommend them more highly. The entire process, from the time that we brought them in to work with us, through the course of the case and trial, was seamless. Cale, Richard, Rance, and Davis are some of the finest trial lawyers in the Country, and I look forward to working with them on future cases.

Mike D.

Cale Conley has a national reputation as an excellent litigator on behalf of injured people and their families. He is a brilliant lawyer and advocate, with impeccable integrity.

Bobby Lee Cook, Trial Lawyer, Summerville, Georgia

We have been privileged to work with Ranse Partin in several high profile cases, and we find his superb scholarship and trial abilities to be excellent.

Meagan D., Client (Confidential settlement in claims for breach of privacy and wrongful termination against a manufacturing company)

Thank you so much for all your dedication and hard work on my case. You made me feel adequate and at ease and be able to open up and express a difficult situation. I am, and will be, forever grateful for you making this trying time in my life as manageable as it could possibly be. It was a pleasure working with you. The positive outcome was such a blessing and made me feel honored to have you stand up for a woman’s dignity. I am so thankful to have met such an admirable person and friend. Thanks again for all your support and guidance.

Laura H., Client (Confidential settlement in claims for wrongful termination against a distribution company)

Thank you so much for handling my case so competently. Your skilled guidance, confidence-building manner, and your kind, warm handling of all our encounters eased the pain of confronting a very tough time in my life. You took a difficult situation and created a very positive outcome. Again I thank you for all your help and friendship.

Kenneth B. Banks, General Counsel, Central Georgia Health System & The Medical Center of Central Georgia, Macon, Georgia

An outstanding attorney, with substantive legal knowledge, skill in advocacy, and sound strategic and business judgment.

L. Joseph Loveland, Senior Partner, King & Spalding LLP, Fellow of the American College of Trial Lawyers, Atlanta, Georgia

Ranse is a talented lawyer and a person of the highest professional character.

Conley Griggs Partin builing office in Altanta, GA.

Schedule a Consultation

Fill out the form below to schedule a consultation.

    By using this form you agree with the storage and handling of your data by this website in accordance with our Privacy Policy.